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Australia Mortgage Calculator

Calculate your Australian home loan repayments including LMI and stamp duty. See monthly payments, total interest and upfront costs for your property purchase.

Property & Loan Details

Deposit: 20.0% of property price

Loan Terms

6.25

Additional Costs

Monthly Repayment

Loan Amount$400,000
Interest Rate6.25%
Loan Term30 years
Monthly Payment$2,463

Total Interest Over Loan Term

Total Repaid$886,633
Loan Principal$400,000
Total Interest$486,633

Upfront Costs Summary

Deposit$100,000
Stamp Duty$17,500
Total Upfront$117,500

Disclaimer: This calculator is for estimation purposes only. Actual monthly payments may vary based on fees, offset accounts, extra payments, and interest rate changes. Lenders mortgage insurance costs are estimates. Consult a mortgage broker or lender for accurate quotes.

Additional Costs Not Included: Building inspections, legal fees, settlement costs, home insurance, property management fees (if investment), and council rates.

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