Australia Salary Sacrifice Calculator
Calculate tax benefits of salary sacrifice for super, car leasing and other items. Shows tax savings and actual cost to employee.
Max concessional: $27,500/year
| Item | Before Sacrifice | After Sacrifice | Saving / Change |
|---|---|---|---|
| Gross Salary | $80000 | $70000.00 | -$10000.00 |
| Income Tax | $16467.00 | $13217.00 | -$3250.00 |
| Medicare Levy | $1600.00 | $1400.00 | -$200.00 |
| Take-Home Pay | $61933.00 | $55383.00 | $-6550.00 |
Superannuation Impact
Salary Sacrifice Amount:$10000.00
Super Contribution Tax (15%):-$1500.00
Super Account Increase:+$8500.00
Current Super Balance:$200000
New Super Balance:$208500.00
Super balance increase: +4.3%
Total Tax Saving
$3450.00
Income tax + Medicare levy
Take-Home Change
$-6550.00
-10.6% change
Key Insight
By sacrificing $10000.00 to super, you:
- - Save $3450.00 in income tax and Medicare levy
- - Increase your super by $8500.00 (after 15% tax)
- - Your take-home changes by $-6550.00
- - The tax saving reduces the effective cost of building super
Important Notes:
- Based on 2025 tax rates and limits
- Concessional contribution limit is $27,500/year
- Does not include Medicare levy surcharge or other adjustments
- Assumes employer contributes 11.5% SG separately
- Consult a tax accountant for individual advice
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