US Health Insurance Cost Estimator
Estimate healthcare costs for treatments and procedures. Shows insurer typical payments, patient responsibility and out-of-pocket maximum impacts.
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Federal Subsidy Estimate
Federal Poverty Level
333.3%
(Eligible for subsidies if under 400%)
Monthly Subsidy
$22
$269 / year
Monthly Cost (After Subsidy)
$10
$115 per year
Plan Options (2025)
Bronze
60% coverage
Monthly Premium
$8
Deductible
$7,500
Max Out-of-Pocket
$10,000
Silver
70% coverage
Monthly Premium
$10
Deductible
$5,000
Max Out-of-Pocket
$8,000
Gold
80% coverage
Monthly Premium
$13
Deductible
$2,500
Max Out-of-Pocket
$5,000
Platinum
90% coverage
Monthly Premium
$15
Deductible
$500
Max Out-of-Pocket
$2,000
💡 Insurance Information
- • Open Enrollment is typically October - December each year
- • You may qualify for subsidies if your income is 100-400% of FPL
- • Subsidies are advanced tax credits - you pay less each month
- • Silver plans qualify for cost-sharing reductions (lower deductibles)
- • These are 2025 estimates - actual rates may vary by location and age
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