US Rent Affordability Calculator
Calculate how much rent you can afford based on income. Uses 30% rule and debt-to-income ratio to show safe rent range and required salary.
Income & Obligations
Annual: $60,000
(car loans, student loans, credit cards)
(emergency fund, retirement, etc.)
Rent Budget Guidelines
Max Affordable (30% rule)
$1,500
Reasonable cushion remaining
Comfortable Budget (Recommended)
$1,400
Leaves room for savings and unexpected expenses
Stretch Maximum (if necessary)
$1,750
Only if temporary - limits savings and safety net
With Comfortable Rent
The 30% Rule
Rent should not exceed 30% of gross monthly income. This helps ensure you can cover other living expenses while saving for emergencies.
Debt-to-Income
Lenders prefer housing + all debts under 36% of income. Your current debt is 0% of income.
Important:
This calculation assumes gross monthly income. Actual available funds are lower after taxes, insurance, utilities, food, and transportation. Plan conservatively and ensure you can cover unexpected expenses.
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